When you choose to buy a home through SpireEx, we make the process as straightforward and secure as possible. Here’s what you need to know:
If you plan to finance your home purchase with a mortgage, you must obtain a preapproval letter from a lender. This document shows that you are qualified to borrow the amount needed to purchase the home. Alternatively, if you’re buying with all cash, you’ll need to provide proof of funds. A recent bank statement can serve as proof, ensuring that the funds are available and sufficient to cover the purchase.
Once you have your preapproval letter or proof of funds, you’re ready to submit an offer on a home. When you submit an offer through SpireEx, our team will review it to ensure everything is in order. After our review, the SpireEx Offers team will finalize the offer and contact you for your final approval. You’ll be kept updated throughout the process, and once you approve the final offer, we will send it directly to the seller.
After the offer is sent, the seller can take one of three actions:
The post-contract phase is crucial to ensuring that both parties fulfill their obligations before closing. During this phase, any necessary inspections will take place, and if you’re financing the purchase, it’s time to secure your mortgage. Once all contingencies are met, you’ll proceed to the closing, where you and the seller will finalize the transaction and you’ll receive the keys to your new property.
Selling your home through SpireEx is designed to be as seamless and flexible as possible. You have two main options when listing your property:
You can list your property directly on SpireEx, where it will be visible to potential buyers who use our platform. This option allows you to manage your listing, set your price, and communicate directly with interested buyers.
If you want broader exposure for your property, you can opt to list your home on the Multiple Listing Service (MLS). There is an additional fee for this service, but it allows your property to be seen by a wider audience, including buyers who are working with real estate agents. This can increase the visibility of your listing and potentially lead to a quicker sale.
